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Instructions for Filing a Certificate of Completion of a Personal Financial Management Course

Wednesday, December 4, 2013

INSTRUCTIONS FOR FILING A CERTIFICATE OF COMPLETION OF A
PERSONAL FINANCIAL MANAGEMENT COURSE

BANKRUPTCY RULE 1007(b)(7)

As an approved personal financial management course provider, you are now allowed to file the
certificate of completion of the post-petition personal financial management course for debtors
directly with the court.  Bankruptcy Rule 1007(b)(7) has been amended to streamline this process
and effective on December 1, 2013.

  • As an approved personal financial management course provider, you will need to
    register as a CM/ECF limited filer in each court where you will be filing personal
    financial management course certificates on behalf of debtors.
  • Please review and complete the Limited Filer Privileges Registration Form to
    receive a CM/ECF Login and password for the Eastern District of Pennsylvania.

Deadlines associated with filing certificates of debtors’ completion of this court are critically important to
the debtor and your responsibilities as an approved course provider.

  • In a chapter 7 or 13 case, if the statement of the debtor’s completion of the court is not filed within
    45 days after the first date set for the §341 meeting, amended Fed. R. Bankr. P. 5009(b) will require
    the clerk to notify the debtor that the case will be closed without entry of a discharge unless the statement
    is filed within the applicable deadline under Fed. R. Bankr. P. 1007(c).
  •  In a chapter 11 or 13 case, this certificate of completion must be filed no later than the last payment
    made by the debtor as required by the plan.

The risk to the debtor, if the provider fails to timely file the certificate, is that the debtor’s case could be closed
without a discharge.  See Fed. R. Bankr. P. 4004(c)(1)(H).

A provider’s limited filer privileges may be revoked if the provider does not file a certificate in a timely manner.

  • The failure to do so could result in the closing of the debtor’s case without a discharge.
  • In the event your limited filer priveleges are revoked by a court, the court will notify the Executive
    Office of the U.S. Trustee of the revocation.